Country Guide – USA

What this country guide covers

Use the links below to jump to process and document sections.

Key differences & highlights for USA

• Escrow and title insurance; state-specific closing and disclosure requirements.
• Inspections (home, pest, etc.) and local disclosure forms.
• FinCEN reporting for certain all-cash residential transactions.
• Lease and eviction rules vary by state; security deposit limits and notice periods.

Buying in USA

• Pre-purchase. Due diligence, financing, offer.
• Agreement. Contract, earnest money, conditions.
• Closing. Title transfer, funds, registration.
• Post-closing. Possession, tax filings, records.

Proforma Studio’s Transaction Timeline mirrors these phases and can auto-track milestones and send notifications so you don’t miss a step.

Selling in USA

• Pre-listing. Valuation, documents, disclosures.
• Listing & offers. Listing agreement, offers, negotiation.
• Closing. Signing, funds, transfer of title.
• Post-closing. Payouts, commissions, filings.

Use the Transaction Timeline in the app to track listing, offers, closing, and post-closing steps.

Renting in USA

• Pre-lease. Marketing, screening, terms.
• Lease execution. Agreement, deposit, handover.
• During tenancy. Rent, maintenance, compliance.
• Exit / renewal. Notice, move-out, deposit return.

Rental rules (lease length, deposits, notices) vary by jurisdiction; the app’s rental module uses country settings to keep workflows aligned.

Document checklists

For major processes (e.g. buying or selling residential), documents typically fall into these categories:

• ID & KYC
• Ownership & title
• Financial (loan, proof of funds)
• Title & encumbrances
• Inspections & compliance
• Regulatory & NOC

Proforma Studio has Document Templates and Document Automation configured per country (sale deeds, purchase agreements, EC, title insurance, leases, etc.). The system can scan PDFs, detect missing fields or signatures, and send notifications.

Costs and taxes overview

Main upfront and ongoing cost categories in USA (ranges and structure; exact amounts depend on location and deal):

• Closing costs (buyer and seller; state- and loan-dependent).
• Title insurance and escrow.
• Inspections and appraisals.
• Property tax proration; HOA/condo fees.

Proforma Studio’s country-specific Proforma adds these upfront costs and taxes into total investment and uses USA settings for currency (USD), date format, and tax rules.

How Proforma Studio uses these country rules in the app

• CountryContext:Currency, date format, and default tax rules by country.
• Proforma by country:Stamp duty, registration, LTT, HST, transfer fees, and closing costs baked into total investment and cash flows.
• Document templates & automation:Templates and validation configured per country (sale deeds, purchase agreements, EC, title, leases).
• Transaction timelines:Milestone tracking and notifications aligned to buy/sell/rent phases.
• Agent commission tracker:Country-aware commission flows and reporting.
• Rental & warehouse:Lease lengths, deposits, rent control hints; warehouse compliance docs by country.